We have just returned from a cruise on MSC Favorita in Yacht Club. If you want to cruise in peace and quiet with some trappings of style, the Yacht Club may be for you. If you want to socialise or are English speaking and want a cruise full of entertainment then Yacht Club (and perhaps MSC) may not be ideal.
We liked the idea of a cruise with more seclusion, in a high service environment and with the inclusion of a free mini bar and other drinks. No more trying to sneak drinks on-board for that pre-dinner aperitif while dressing in one's cabin. We could also avoid the alternative of trekking down to a bar for an expensive glass of something before rushing back to change for dinner. Yacht Club appeared to offer this with the addition of fine dining and its own concierge which would organise anything for you (although doubtless at some cost).
The reality appeared to be a good idea not entirely thought through, with some irritations and rough edges spoiling a good basic proposition.
Well appointed, quiet cabin with easy access to Yacht Club lounge and pool.