Free. Money. Are there two more beautiful words in the English language? While money doesn't grow on trees, increasingly it can be found somewhere else -- on the high seas. Call it an incentive, call it a bonus; whatever you want to call it, onboard credit lets you spend more freely with less guilt. You've paid your cruise fare, and now you can splurge on those enticing extras -- Swedish massage, specialty restaurant, an excursion to snorkel among shipwrecks -- without busting your budget.
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