You’ve got questions, we’ve got answers. Every other Friday we will bring you a piece of reader feedback and our response. Have a question about cruising? Notice an error on our site? Want to just drop a comment for our consideration? Submit your own feedback by e-mailing firstname.lastname@example.org, and maybe we’ll select your submission for our next Feedback Blog.
This Week’s Feedback: Does having a Carnival credit card give you credits that can be used on a cruise?
Our Response: In short, no. Points accumulated from a cruise line credit card may be used toward future cruises, not onboard as credit. Most cruise line credit cards offer a points system (typically two for every dollar spent onboard and one for every other dollar spent) that equate to future cruise credit. The official lingo on the Carnival Barclay card site is “Cardmembers may redeem points for a statement credit toward a Carnival Cruise Lines, Costa Cruises, Cunard Line, Holland America Line, Princess Cruises or The Yachts of Seabourn or an airline or hotel that posts to their account that is equal to or greater than $50 and made within the last 180 days.”
So is having a credit card loyal to your favorite cruise line a good way to earn free cruises? We ponder that question here, but mainly, you have to be determined to charge your heart out in order to reap any rewards.
On the plus side, these cards tend not to have annual fees (Disney is the exception). But points do expire and, well, it’s a credit card, so you have to be willing to balance your current finances versus the possibility of a free cruise in the future.
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